MT-MX Adapter
A bidirectional SWIFT message migration toolkit that handles MT-to-MX translation, enrichment, and validation — purpose-built for banks navigating the ISO 20022 transition without disrupting live operations.
What it does
Key features & capabilities
Bidirectional MT-to-MX and MX-to-MT translation engine
Structured data enrichment for ISO 20022 mandatory fields
Pre-built validation rules aligned to SWIFT Customer Full Coexistence (CFCO)
Integration with Oracle FLEXCUBE Payment Hub and external payment gateways
Mapping studio for custom field enrichment without code changes
Full audit trail for regulatory reporting and exception management
Regression test suite covering 400+ message scenarios
Overview
The thinking behind it
The global migration from SWIFT MT to ISO 20022 MX format is not optional — it is a regulatory mandate with a hard deadline. The Finexta MT-MX Adapter provides the translation engine, enrichment rules, and validation framework banks need to handle this transition without custom development. Built from field experience on live migration programmes, it addresses the edge cases that standards documents leave undefined.
Product specifications
Applications
Where it gets used
SWIFT CBPR+ migration
Meet the November 2025 SWIFT deadline for cross-border payment messages with a tested, deployment-ready adapter.
Domestic RTGS transitions
Support central bank mandates for ISO 20022 adoption in real-time gross settlement systems.
Coexistence period management
Handle mixed MT and MX traffic during the coexistence period without manual intervention or separate processing paths.
Why it matters
What you gain
Regulatory deadline certainty
A tested adapter with 400+ scenario coverage gives compliance teams confidence that edge cases are handled before go-live.
No custom development
Configuration-driven mapping rules handle 95% of message types without bespoke code — changes made in the mapping studio, not the codebase.
Operational continuity
Designed for live deployment alongside existing payment processing — no big-bang cutover required.
Client voices
What our clients say
Finexta's team brought deep Oracle expertise and a real commitment to our go-live deadline. The OBDX implementation was smooth and the post-production support has been outstanding.
What set Finexta apart was their ability to bridge business requirements and technical delivery. Our FLEXCUBE migration completed on schedule with zero critical post-go-live incidents.
The 24/7 managed services team is responsive and proactive. We've seen measurable improvement in system uptime and our internal team now focuses on innovation rather than firefighting.
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Explore →Ready to see MT-MX Adapter in action?
Talk to our team about a scoping conversation or product demonstration — no slide decks unless you ask.